Julie Underwood

Senior Mortgage Advisor (NMLS #62247) Want to Save $1000s on Your Mortgage?

Whether you’re a first-time buyer or want to refinance at a lower rate, my team can help.

Julie Underwood

6 Ways We Help You Lock in Lower Rates

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently

Secure Your Home Purchase Loan

Secure Your Home Purchase Loan

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Get Started Now
Can’t believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later. We love Mortgage!
Angela & Todd
Angela & Todd
Refinance for Better Rates

Refinance for Better Rates

Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Get Started Now
Can’t believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later. We love Mortgage!
Angela & Todd
Angela & Todd
Compare Rates & Pick the Best

Compare Rates & Pick the Best

You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Started Now
Can’t believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later. We love Mortgage!
Angela & Todd
Angela & Todd
Get Your Loan Funded Faster

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.

Get Started Now
Can’t believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later. We love Mortgage!
Angela & Todd
Angela & Todd
Evaluate Your Property

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.

Get Started Now
Can’t believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later. We love Mortgage!
Angela & Todd
Angela & Todd
Get a Cash-Out Refinance

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.

Get Started Now
Can’t believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later. We love Mortgage!
Angela & Todd
Angela & Todd
Know Your Options & Get Pre−Approved with Our

Quick & Easy Tools

  • Get your FREE Pre−Approval Letter

    Find out how much home you can afford by getting pre-approved for your next home loan now.

    Get Started Now
  • Analyze Your Refinance Options

    This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.

    Get Started Now
  • Compare Today’s Mortgage Rates

    Browse today’s rate comparisons to see which individual mortgage terms make the most sense for you.

    Get Started Now
Quick & Easy Tools

Your Home Loan Could Be Fully Funded 30 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Cardinal financial for your home loan or refinance, you can get your money and do what you want with it — usually in less than 30 days.

  • Pick the Right Home Purchase Loan for You

    Pick the Right Home Purchase
    Loan for You

    Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.

    Get Started Now 
  • Accomplish Your Strategic Refinance

    Accomplish Your
    Strategic Refinance

    If you have questions about career opportunities, our training program or the mortgage industry in general, please get in touch and we’ll get back to you in a flash.

    Get Started Now 
  • Shop Around for the Best Rate

    Shop Around for the
    Best Rate

    As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.

    Get Started Now 

Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location,
finances, and other factors. Get your FREE customized rate comparison below:

Get My Free Rate Quote Now